Services
How We Can Help
We offer holistic advice. This ensures that your advice is tailored specifically to you and your goals and objectives, taking your whole position into consideration.
Investment Advice
No matter what stage of your life you’re, we can tailor an investment strategy around what fits your needs and make your money work for you. This may include cash, term deposits, bonds, managed funds, shares and property.
We will then manage your strategy for the long term to remain appropriate with any changes life might throw your way.
That way, you can go to sleep at night knowing that together we are building and managing your investments for your future.
The areas of advice relevant to this service include:
Budgeting
With the day-to-day expenses of everyday life, you should still be able to live the life you want to whilst comfortably paying the bills at the same time.
This could include going on regular family holidays or renovating your family home.
We can help you find the perfect balance between enjoying your lifestyle whilst still paying down debt and accumulating your wealth.
The areas of advice relevant to this service include:
Protecting Your Wealth
Life is unpredictable. Wouldn’t you want to have a safety net ready just in case?
Having peace of mind is important, knowing that you and your family are protected.
We can assist in making sure you have the right protection plan set up to protect your wealth if life throws something unexpected your way.
This may be through various insurance strategies or protection from outside influences through the use of trusts and other structures.
The areas of advice relevant to this service include:
Planning For Retirement
Rather than ignoring your superannuation until retirement, its in your best interest to be proactive and make the most of your superannuation now.
We can assist you in maximizing the different superannuation products (including Self-Managed Super Funds), types of contributions and tax benefits inside the superannuation environment.
Taking advantage of your superannuation during your work life through can pay off unbelievably in the long term.
The areas of advice relevant to this service include:
Thriving in Retirement
Retirement is all about rewarding yourself for all the hard work you’ve put in over your working life.
The last thing you want to worry about is whether you’ll have enough money to last through your retirement.
We can help you plan for your retirement today and manage your wealth long term so that you can focus on enjoying your retirement.
The areas of advice relevant to this service include:
Future Proofing
It's important that your wealth is passed on to whom you intend and if you want, last for generations to come.
Having the right framework and structures put in place is crucial.
Let us show you how to leave a financial legacy for your loved ones.
The areas of advice relevant to this service include:
Case Studies
Our Clients Stories
Read stories about clients we have helped navigate financial challenges and create a plan for their future.
Clients Feedback
Our Clients Reviews
Read about how we helped clients achieve their financial goal.
"Ray is an incredibly knowledgeable adviser who takes a personal approach to his financial services. He invests the time to understand our needs and provides the support and advice in very simple terms. He is passionate and always available, willing to roll up his sleeves and get his hands dirty, going above and beyond for every little aspect to ensure we get the best results. With Ray's expertise, we have had great success across our investments, and we appreciate so much having a driven, experienced and yet humble adviser to support and navigate us through our financial journey. Thank you Ray!"
"Raymond assisted me with a number of different areas. He helped me with my superannuation, share transactions, and tax strategies for my first property purchase. He also assisted in reviewing various debt options for the purchase of my first property and how we would structure things to build for the future. I am very happy with their services and would recommend them to others."
"Adam brings a refreshing, modern approach to financial advice while maintaining a high level of trust and reliability. His insights are forward-thinking, tailored, and always backed by a deep understanding of financial strategies. With Adam, you get the perfect balance of innovative solutions and dependable service."
"Adam's ability to communicate the complexities of explaining how to achieve financial sustainability and how to fully use the advantages of superannuation in easily understandable terms is a testament to his professionalism and shared values with M&A Wealth. I would not hesitate to recommend Adam to any person wanting to benefit from his knowledge and experience in all aspects of personal finance."
"After going through a divorce, the last thing I wanted to do was look at my finances for the future. It all seemed very scary and complicated to plan for the future while I was trying to start fresh in my life at the same time. I highly recommend that anyone going through something like this has a chat with Adam. He has helped me by giving me a financial plan moving forward, he showed me that I have options and that it is possible to enjoy my life now and still work towards enjoying my retirement in the future. He's helped me with investing my money, my superannuation, my cashflow and budget and my tax situation."
"Adam has helped me with a number of different areas in my personal financial situation. He has helped me with my investment management around my share transactions, my superannuation, managing my cashflow and overall budget and tax strategies. This has all allowed me to go enjoy my life having peace of mind knowing that my finances are looked after by Adam. I am more than happy with the services he provides and would highly recommend him."
Start Your Journey Now
It is critical to take advantage of your position and begin to maximise your opportunities now. Have a chat with us to see how we can help you Build, Manage and Protect your wealth.
"We are so grateful that we were introduced to Raymond many years ago as he has helped us with so many things and in so many different ways that it has made our life so special that we are so happy to be clients of his. Our family and life has improved so much since becoming friends and clients of his He is so clever with our investments that we shake our heads sometimes and wonder what is going to happen next. He not only helps us but is so approachable that he is happy to help us with any questions we have about things with our children as well. I would recommend him to anyone else who needs help with their investments and superannuation. Available anytime for us to speak to and is very helpful and happy to help us with any questions or issues we have. Fantastic service and support all the time."